That a library debt is like any other and, if it appears on a credit report as an unpaid obligation, it will effectively impede credit. That's what Kenes Bowling, manager of Customer Development for Unique Management Services said.
He also said, however, that he knew of no instances in which a library fine that's been paid off has ever ended up hurting a person's long-term credit, but you do have to pay up to remove the debt from your file.
Do you know some libraries are even turning library fine debts over to collection agencies?
Well, I have to say we've never had to do that. But there is a limit to your fines, and you do have to pay up before you can check out another item.
So, just to keep you up-to-date with our fine or billing structure, post this on your refrigerator for an easy reference:
- Regular books 10 cents per day
- 7-day books 50 cents per day
- Videos and DVDs 50 cents per day
- Maximum charge for each item $5 (but if you have 5 late books, that would be a $25 total)
- There is a one-day grace period on all items.
The Internet article said libraries say a gentle nudge from a call center usually makes everybody happy. Customers come back in, return the materials, pay their fines, and then become regular library users again. And that's what happens at our library, too. After all, we're nice people. And so are you.
(Source: http://cbs2chicago.com)
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